We don’t charge any monthly, overdraft, or minimum balance fees. Teens can also withdrawal cash fee free at over 55,000 Allpoint ATM locations. Transfers from a linked bank account are also free and typically take 3-5 business days to settle. Transfers from a linked debit card are instant, but there is a small fee associated with these instant transfers. This fee covers the additional costs associated with instant transfers.
Did you know that the average US household pays $329 per year in banking fees and the top 5 banks made over 34 billion in overdraft charges in 2017 alone? Many banks charge fees that customers do not realize they are being charged for. At Copper, we don’t believe in charging hidden fees.