Is my Copper account FDIC insured? April 08, 2021 23:38 Updated Through our partnership with Evolve Bank & Trust (a bank that has been in business for over 95 years), all of the money in your Copper account is FDIC insured up to $250,000. Related articles Is Copper secure? Will Copper affect my credit score? Why do you need my Social Security Number? Are there any fees? What are my Copper account limits?